What is a Massachusetts Surchargeable Infractions? How do you get asurcharge? What are the points on my license? Will my insurance go up? Does that infraction have points? Those are questions most people ask after getting a speeding ticket in Massachusetts. Points on your insurance in Massachusetts are called surcharges. Surcharges are applied to your insurance premium if your are found responsible or pay a citation. Once you pay a citation you WILL see an increase in your insurance for up to SIX years. Your insurance premiums will increase because Massachusetts follows an insurance plan called the SDIP (Safe Driver Insurance Plan).
The SDIP is a system that rewards good drivers and punishes bad drivers. The SDIP allows for insurance companies to offer discounts to drivers who go five and six years without a ticket. The SDIP allows insurance companies to remove any discounts for drivers that do get tickets and to apply an increase or surcharge of around 30% in certain parts of your premium for infraction given on a ticket.
In addition to speeding, other traffic violations are surchargeable or points on your Massachusetts license. A citation that does not have speeding may have the same impact on your insurance premium as a speeding ticket.
Here is the ultimate list to all Massachusetts Surchargeable infractions.
Complete list of Massachusetts Surchargeables
- Accident, hit and run M.G.L. c. 90, § 24
- Alleys and driveways, emerging from, must stop 720 CMR 9.06(20)
- Allowing vehicle to stand unattended, motor running M.G.L. c. 90, § 13
- Anything on or in vehicle or on person interferes with operation M.G.L. c. 90, § 13
- Attempting a speed record M.G.L. c. 90, § 13
- Backing and u-turns prohibited 730 CMR 7.08(17)(b)
- Backing up for missed ramp 720 CMR 9.08(3) 730 CMR 7.08(17)(b)
- Blind pedestrians, must stop for M.G.L. c. 90, § 14A
- Blow horn when necessary 720 CMR 9.06(15)
- Brakes, inadequate 730 CMR 7.05(5)(g)
- Brakes, operating without M.G.L. c. 90, § 7
- Bridges, speed law M.G.L. c. 85, § 20
- Careless operation – construction zone 730 CMR 7.08(12)(c)
- Careless or negligent operation 730 CMR 7.08(5)(a)
- Channelizing island, no driving on 720 CMR 9.06(22)
- Coasting 730 CMR 7.08(16)
- Crossing solid pavement markings 730 CMR 7.08(8)
- Crosswalk, motor vehicle not to enter if his car will block it M.G.L. c. 89, § 11
- Crosswalk, operator yield to pedestrian M.G.L. c. 89, § 11
- Cutting in after passing 720 CMR 9.06(3)
- Deploying unauthorized sign 730 CMR 7.08(1)(a)
- Directional signals, devices required M.G.L. c. 90, § 7
- Directional signals, hand or mechanical required for lane change M.G.L. c. 90, § 14B
- Drag racing, speeding M.G.L. c. 90, § 17B
- Driving in “breakdown lane” M.G.L. c. 89, § 4B
- Driving within 8 feet of street car stopped for passengers M.G.L. c. 90, § 14
- Emergency vehicles, right of way M.G.L. c. 89, § 7
- Entry into excluded area – construction zone 730 CMR 7.08(12)(b)
- Entry into restricted area – general 730 CMR 7.08(11)(a)
- Entry into restricted area – left lane restrictions 730 CMR 7.08(11)(b)
- Exhibit another license M.G.L. c. 90, § 23
- Failure to ascertain if it is safe to change lanes M.G.L. c. 89, § 4A
- Failure to comply with orders 730 CMR 7.08(1)(b)
- Failure to keep to the right when turning right M.G.L. c. 90, § 14
- Failure to keep to the far left when turning on a one/two way street M.G.L. c. 90, § 14
- Failure to fasten a trailer to a tow vehicle with proper safety chains M.G.L. c. 90, § 7
- Failure to give proper stopping or turning signals M.G.L. c. 90, § 14, 350 CMR 4.01(4), 730 CMR 7.08(17)(c)
- Failure to keep in right lane M.G.L. c. 89, § 4B, 350 CMR 4.01(4), 720 CMR 9.06(16) 730 CMR 7.08(13)(a) 730 CMR 7.08(13)(b)
- Failure to keep to right when view is obstructed up to 400 feet M.G.L. c. 89, § 4, 720 CMR 9.06(16)
- Failure to obey sign 730 CMR 7.08(1)(a)
- Failure to obey traffic control signal 730 CMR 7.08(2)
- Failure to see that movement can be made in safetybefore starting, stopping, turning or backing up 720 CMR 9.06(9)
- Failure to stop at sign or signal at intersection M.G.L. c. 89, § 9
- Failure to stop at toll booth 730 CMR 7.03(2)
- Failure to use care in stopping or turning – hand signals 730 CMR 7.08(17)(c)
- Failure to use child restraint M.G.L. c. 90, § 7AA
- Fire apparatus, driving within 300 feet if going to a fire M.G.L. c. 89, § 7A
- Fire apparatus, failing to pull to right and stop M.G.L. c. 89, § 7A
- Fire Department, interfering with M.G.L. c. 89, § 7A
- Flashing red traffic signal, failure to stop M.G.L. c. 89, § 9 730 CMR 7.08(2)
- Following too closely 720 CMR 9.06(7) 730 CMR 7.08(15)
- Hand signals, failure to give M.G.L. c. 90, § 14B 350 CMR 4.01(4)
- Headlights, dimming from high beam M.G.L. c. 90, § 31 540 CMR 22.00
- Headlights, one half hour after sunset M.G.L. c. 90, § 7
- Headlights, improper use of 730 CMR 7.08(22)(a) 730 CMR 7.08(22)(b)
- Headphones, wearing while operating M.G.L. c. 90, § 13
- Height, operating vehicle when elevated or lowered M.G.L. c. 90, § 7P
- Hit and run, person injured M.G.L. c. 90, § 24
- Hit and run, property damage M.G.L. c. 90, § 24
- Horn, improper use of 730 CMR 7.08(21)
- Horn, operating without M.G.L. c. 90, § 7
- Horn, sound when necessary 720 CMR 9.06(15)
- Ignition key, remove from unattended vehicle M.G.L. c. 90, § 13
- Improper entry to a way 730 CMR 7.08(7)
- Improper passing M.G.L. c. 89, § 1
- Improper use of cutouts 730 CMR 7.08(20)
- Inadequate equipment 730 CMR 7.08(27)
- Inspection sticker, failure to display M.G.L. c. 90, § 20, 730 CMR 7.08(26)
- Inspection sticker, operating without M.G.L. c. 90, § 7A,M.G.L. c. 90, § 20 730 CMR 7.08(26)
- Interfering with sign 730 CMR 7.08(1)(a)
- Intersecting way, slow down when approaching M.G.L. c. 90, § 14
- Junior operator’s license, operating in violation of M.G.L. c. 90, § 8 211 CMR 25
- Keeping to the right when overtaking another vehicle 730 CMR 7.08(13)(a) 730 CMR 7.08(13)(b)
- Lane, marked, no straddling 720 CMR 9.06(1)
- Learner’s permit, motorcycle, violation of M.G.L. c. 90, § 8B
- Learner’s permit, operating in violation of M.G.L. c. 90, § 8B
- License, Class 1-2-3 M.G.L. c. 90, § 8A 540 CMR 2.06
- License, operating when not properly licensed M.G.L. c. 90, § 10
- License, violation of restriction M.G.L. c. 90, § 8
- Lights, operating motor vehicle with improper lights M.G.L. c. 90, § 7 & § 16
- Liquor, operation of motor vehicle containing alcoholic beverage, minor M.G.L. c. 138, § 34C
- Making a turn from the wrong lane of traffic M.G.L. c. 90, § 14
- Making a right turn on a red light where prohibited M.G.L. c. 89, § 8
- Meeting other vehicles, exercise due care when M.G.L. c. 89, § 1
- Mirrors and reflectors, operating without proper M.G.L. c. 90, § 7
- Minimum separation 730 CMR 7.06(5)(f)4,30 CMR 7.06(6)(e)4
- Motorcycle, operating without proper equipment, lights and headgear M.G.L. c. 90, § 7
- Motorcycle, no more than 2 abreast M.G.L. c. 89, § 4A
- Motorcycle, no passenger unless machine so designed M.G.L. c. 90, § 13
- Motorcycle, single file when passing M.G.L. c. 89, § 4A
- Negligent loading 730 CMR 7.08(5)(b)
- Negligently operating M.G.L. c. 90, § 24,730 CMR 7.08(5)(a)
- No stopping 730 CMR 7.06(5)(f)5, 730 CMR 7.06(6)(e)5
- Not reasonably to right for vehicle approaching from the opposite direction M.G.L. c. 89, § 1
- Noise, offensive, unreasonable (squealing tires) M.G.L. c. 90, § 16
- Not slowing down and keeping right of center on approaching intersection or corner where view is obstructed M.G.L. c. 90, § 14
- Not yielding to oncoming vehicles when making a left turn M.G.L. c. 90, § 14
- Obstructing emergency vehicle M.G.L. c. 89, § 7
- One way street M.G.L. c. 89, § 10 720 CMR 9.05(1) & (2) 730 CMR 7.05(1)
- One way street, left turn from M.G.L. c. 90, § 14
- Operating after suspension or revocation of registration M.G.L. c. 90, § 23
- Operating, at crosswalk yield to pedestrian 720 CMR 9.06(27)
- Operating, being overtaken, must not increase speed 720 CMR 9.06(5),730 CMR 7.08(14)
- Operating on a bet or wager M.G.L. c. 90, § 24
- Operating car not properly registered M.G.L. c. 90, § 9
- Operating, disobeying sign, signal or marker 350 CMR 4.01(1) & (7),720 CMR 9.06(10), (11), (12), & (17), 720 CMR 9.07(4),730 CMR 7.08(1)(a)
- Operating, don’t enter intersection or crosswalk unless crossing can be completed 720 CMR 9.06(6)(b)
- Operating, don’t obstruct movement of traffic 720 CMR 9.06(6)(a)
- Operating, don’t pass unless safe 720 CMR 9.06(3) & (4) 730 CMR 7.08(14)
- Operating, funerals and processions 720 CMR 9.06(24) M.G.L. c. 272, § 42
- Operating in violation of license restrictions M.G.L. c. 90, § 8
- Operating, men & equipment in highway 720 CMR 9.06(25)
- Operating at speed greater than reasonable or proper M.G.L. c. 90, § 17
- Operating, marked lanes staying within 720 CMR 9.06(01)
- Operating, motorcycle without permanent seat M.G.L. c. 90, § 13
- Operating motor vehicle without liability policy M.G.L. c. 90, § 34J
- Operating, no driving on sidewalks 720 CMR 9.06(19), M.G.L. c. 89, § 1
- Operating, obey traffic signs, signals, markings M.G.L. c. 90, § 18,350 CMR 4.01(1) & (7)720 CMR 9.06(10), (11), (12), & (17), 720 CMR 9.07(4)
- 730 CMR 7.08(1)(a), 730 CMR 7.08(2)
- Operating on road surface closed to travel due to construction or repair 720 CMR 9.06(18)
- Operating, obey yield signs 720 CMR 9.06(14)
- Operating on ways divided into lanes M.G.L. c. 89, § 4A
- Operating through peekhole in snow on windshield M.G.L. c. 90, § 13
- Operating truck or bus, using passing lane where signs prohibit 720 CMR 9.08(5)
- Operating, turning where signs prohibit 720 CMR 9.06(21)
- Operating, U turn contrary to sign 720 CMR 9.06(22)
- Operating unregistered car M.G.L. c. 90, § 9
- Operating, use right lane 720 CMR 9.06(2)
- Operating without proper mirrors and reflectors M.G.L. c. 90, § 7
- Operator not to obstruct passing vehicle M.G.L. c. 89, § 2,730 CMR 7.08(14)
- Parking lights M.G.L. c. 90, § 7
- Passing a vehicle stopped for a pedestrian in a crosswalk M.G.L. c. 89, § 1 350 CMR 4.01(8)
- Passing bicycles, slow down M.G.L. c. 90, § 14
- Passing, care in passing another vehicle 730 CMR 7.08(14)
- Passing, commercial vehicles, excess 2 and one half tons (except busses) use right lane pass in adjacent lane M.G.L. c. 89, § 4C
- Passing, don’t obstruct passer M.G.L. c. 89, § 2
- Passing horses, use care M.G.L. c. 90, § 14
- Passing on right, unless vehicle being passed is (A) making a left turn, (B) on one way street (C) on a divided highway M.G.L. c. 89, § 2
- Passing school bus when flashers are on M.G.L. c. 90, § 14
- Passing vehicle forbidden if view is obstructed for less than 400 feet M.G.L. c. 89, § 4
- Pedestrian, failing to exercise due care to avoid colliding with 720 CMR 9.06(28) 350 CMR 4.01(8)
- Pedestrian, must slow down for M.G.L. c. 90, § 14 350 CMR 4.01(8)
- Permitting Operation by a person who has no legal right M.G.L. c. 90, § 12
- Procession, following vehicle ahead as closely as is practical and safe 720 CMR 9.06(24)
- Racing M.G.L. c. 90, § 24
- Railroad crossing, failure to slow down M.G.L. c. 90, § 15
- Railroad crossing, failure to stop while lights are flashing or gate lowered M.G.L. c. 90, § 15
- Rear lights, must have M.G.L. c. 85, § 15
- Rear lights, operating without M.G.L. c. 90, § 7
- Red flag or light, rear of load M.G.L. c. 90, § 7
- Red flashing signal, stop M.G.L. c. 89, § 9, 730 CMR 7.08(2)
- Right of way, fire engines, patrol wagons, ambulances M.G.L. c. 89, § 7
- Right of way, failure to yield to an approaching vehicle 720 CMR 9.06(14)
- Right of way, pedestrian in a crosswalk M.G.L. c. 89, § 11
- Safety glass, operating or permitting operation without M.G.L. c. 90, § 9A
- School bus, driver’s responsibilities M.G.L. c. 90, § 7B
- School bus, railroad crossing, must stop and open door M.G.L. c. 90, § 15
- School bus, speed limited M.G.L. c. 90, § 17
- School zone, speed limit M.G.L. c. 90, § 17
- Siren law M.G.L. c. 90, § 16
- Slow down to pass pedestrian M.G.L. c. 90, § 14
- Slow moving vehicles, keep right on upgrade M.G.L. c. 89, § 4
- Slow moving vehicles, keep 200 feet apart 720 CMR 9.06(8)
- Space between vehicles 730 CMR 7.08(15)
- Speed at railroad crossings M.G.L. c. 90, § 15
- Speed, bridges M.G.L. c. 85, § 20
- Speed, certain vehicles to operate 5.m.p.h. below speed posted M.G.L. c. 90, § 17
- Speed, decrease for special hazards M.G.L. c. 90, § 17
- Speed, excess speed – construction zone 730 CMR 7.08(12)(a)
- Speed, failure to regulate when men and equipment are on road M.G.L. c. 90,§ 17
- Speed, faster than posted M.G.L. c. 90, § 17 M.G.L. c. 90, § 18, 350 CMR 4.01(2) 730 CMR 7.08(6)(c)
- Speed, greater than reasonable and proper M.G.L. c. 90, § 17, 730 CMR 7.08(6)(a)
- Speed limit 15 m.p.h. near vehicle peddling merchandise, when flashing lights M.G.L. c. 90, § 17
- Speed limits, thickly settled district, school zone M.G.L. c. 90, § 17
- Speed, maximum speed 730 CMR 7.08(6)(c)
- Speed, minimum speed 730 CMR 7.08(6)(c)
- Speed, operating at dangerous speed 730 CMR 7.08(6)(b)
- Speed, reasonable and proper 730 CMR 7.08(6)(a)
- Speed, special regulations M.G.L. c. 90, § 18
- Speed, school bus M.G.L. c. 90, § 17
- Stolen car, operating M.G.L. c. 90, § 24
- Stop before passing school bus M.G.L. c. 90, § 14
- Stop sign, failure to completely stop 720 CMR 9.06(13)
- Stop signs M.G.L. c. 89, § 9
- Stopping, standing, or parking 730 CMR 7.08(17)(a)
- Street car, care in passing M.G.L. c. 90, § 14
- Street car, 8 foot stopping law M.G.L. c. 90, § 14
- Tailgating 720 CMR 9.06(7)
- Television in operator’s view M.G.L. c. 90, § 13
- Throughways, right of way M.G.L. c. 89, § 9
- Tires too wide M.G.L. c. 90, § 19
- Traffic, refusing to comply with lawful order of police officer when directing 720 CMR 9.07(3), 350 CMR 4.01(6), 730 CMR 7.08(1)(b)
- Traffic control lights, failure to obey 720 CMR 9.06(10), 730 CMR 7.08(2)
- Traffic signals, flashing red is same as stop sign M.G.L. c. 89, § 9
- Tread depth, tires M.G.L. c. 90, § 7Q, 540 CMR 4.04
- Turning where signs prohibit 720 CMR 9.06(23)
- Turning improperly M.G.L. c. 90, § 14
- Unauthorized entry or exit from a way 730 CMR 7.05(3)
- Unauthorized or dangerous crossing of median or other area 730 CMR 7.08(10)(a)
- Unauthorized use of breakdown lane 730 CMR 7.08(9)
- Unauthorized use of cross-over 730 CMR 7.08(10)(b)
- Unlawful speed on County Bridge M.G.L. c. 85, § 20
- Unattended vehicle, stop engine, set brakes, remove key from switch and from vehicle M.G.L. c. 90, § 13
- U turn where signs prohibit 720 CMR 9.06(26)
- Vehicles excluded area, operating or permitting one’s vehicle to be operated where posted M.G.L. c. 90, § 16, 350 CMR 4.01(10)
- Violation of Department of Highways rule or regulation or by-laws relative to signs,lights, signal systems, traffic devices markings M.G.L. c. 85, § 2
- Violation of left lane exclusion of heavy vehicles M.G.L. c. 89, § 4C
- Violation of right of way at intersecting ways M.G.L. c. 89, § 8
- Violation of gubernatorial by-laws on ways of the Commonwealth M.G.L. c. 85, § 23
- Wrong direction in Sumner, Callahan, or Ted Williams Tunnel 730 CMR 7.05(2)
- Wrong way travel 730 CMR 7.05(1)
- “Yield sign,” failure to surrender to oncoming traffic, stop if necessary 720 CMR 9.06(14)
Avoid a Massachusetts Surcharge
Appealing your ticket in the only way you can avoid points or surcharges on your license. You only have 20 Days to file your appeal or you lose your right to fight it. If you need more information contact Massachusetts Speeding Ticket Attorney Patrick Donovan Today.
Massachusetts Speeding Ticket Attorney
Attorney Patrick Donovan is available to help figh any minor or major surchargeable incident in Massachusetts. Attorney Donovan has appeared in over fifty courts in Massachusetts and has represented people fighting their speeding ticket. You need a lawyer to fight a speeding ticket effectively and Attorney Donovan can provide affordable representation with exceptional results.